Who is Responsible for Removing a Fallen Tree?

In general, the owner of the tree is responsible for its maintenance and removal if necessary. However, determining ownership can sometimes be tricky. Here are key factors:

• If the tree is on your property, you are usually responsible for its care and removal.
• If the tree straddles a property line, both property owners may share responsibility.
• If the tree is located on public land, the city or municipality is typically responsible.

Who Pays for Removal if a Tree Falls?

1 – If Your Own Tree Falls on Your Property

If a tree in your yard falls due to natural causes, such as a storm, you are generally responsible for removal. Your homeowner’s insurance may help cover the cost, especially if it damages structures like your house, fence, or car.

2 – If a Neighbor’s Tree Falls on Your Property

If your neighbor’s tree falls onto your yard, the situation depends on whether the tree was healthy or not:

• If the tree was healthy and fell due to natural causes, you are usually responsible for removing it.
• If the tree was dead or neglected, your neighbor may be liable for damages and removal costs.

It’s always best to communicate with your neighbor and review local laws before taking action.

3 – If a City-Owned Tree Falls on Your Property

If a tree from public land or a city street falls onto your property, you should contact your local government. Many municipalities will remove the tree if it was their responsibility. However, you may still need to check your insurance policy for property damage coverage.

How to Prevent Liability Issues

• Regular tree maintenance – Inspect trees for signs of disease or weakness.
• Trim overhanging branches – If your neighbor’s tree is a concern, discuss trimming options with them.
• Understand your insurance policy – Check your coverage for fallen tree removal and damage claims.

Knowing the rules about tree removal can help you avoid unnecessary disputes and costs. If in doubt, consult a local arborist or legal expert for guidance.

Key Signs of a Hazardous Tree

1 – Leaning or Tilting Trees

A tree that suddenly starts leaning is a major red flag. While some trees grow at an angle naturally, a sudden lean may indicate root damage or structural instability. Factors such as soil erosion, underground construction, or root decay can cause a tree to shift.

What to Look For:

• A tree that is leaning more than 15 degrees from vertical.
• Recently exposed roots at the base of the tree.
• Soil cracking or upheaval around the tree’s roots.

2 – Hollow or Decayed Trunks

A tree with a hollow trunk might still be alive, but it’s significantly weaker than a solid tree. Hollow or decayed trees have reduced structural integrity and are more prone to breaking, especially in extreme weather conditions.

Signs of Trunk Decay:

• Large cavities or open wounds in the trunk.
• Soft, crumbly, or spongy wood.
• Sawdust-like material around the base, which could indicate insect activity.

3 – Large Dead or Broken Branches

Dead branches, especially those hanging over driveways, sidewalks, or roofs, pose a significant risk. These branches can snap off unexpectedly, causing injury or property damage.

What to Watch For:

• Brittle branches that break easily.
• Branches with no leaves or buds in growing seasons.
• Sections of the tree that appear lifeless compared to the rest.

Regular pruning can remove dead branches and reduce hazards.

4 – Exposed or Damaged Roots

Roots provide stability for trees. When they are compromised, the entire tree becomes unstable. Construction projects, heavy vehicle traffic, or soil erosion can damage roots and increase the risk of tree failure.

Signs of Root Problems:

• Large roots that appear severed or decayed.
• Fungal growth around the tree’s base.
• A tree that moves excessively in the wind.

What to Do If a Tree Shows These Warning Signs?

If you notice any of these hazards, take action immediately:

1. Inspect the tree closely – Look for worsening symptoms over time.
2. Consult a certified arborist – A professional can evaluate the tree and recommend solutions.
3. Prune or remove as needed – Trimming weak branches can help, but if the entire tree is a risk, removal might be necessary.
4. Check your insurance – If the tree causes damage, your homeowner’s insurance may help cover the costs.

Preventing Tree Hazards

Regular tree maintenance is the best way to prevent hazards. Conduct seasonal inspections, prune weak branches, and ensure trees have a healthy environment to grow. If you notice signs of weakness early, you can often save the tree before it becomes a threat.